Hi again Stephen, Hi everybody,
Thanks for your helpful advice.
I’m a widower in his nineties, so I’m not personally too bothered about such matters any more.
On the other hand I look after half a dozen ISAs for non-investment-minded family and friends, and it’s only fair they should know what they might be letting themselves in for.
The going rate seems to be 75 grand per ISA, but it goes without saying that 0anyone concerned should do their own research.