Thanks for the suggestion. In fact this idea had crossed my mind years ago, right back to when I founded TDL. At that stage I had to make a decision whether to record the portfolios including or excluding accumulated dividends. I rejected the former.
Principally this was because of the sharply increased record keeping burden. I have enough to do already and dealing with accumulated dividends and their reinvestment would complicate this substantially. And it is not just during the construction because each January I show the performance of all completed portfolios to date. So I would have to carry on, in my records, maintaining the performance of HYP7 and its accumulating dividends and how I reinvested them long after it was finished and I had moved on to future HYP constructions.
Had I opted to bring in accumulated dividends and their reinvestment from the start, I would now be facing an overwhelming workload in having to account for this and maintain it continually in every portfolio to date in order that my annual performance updates would remain accurate. So I understand your reasons but in practice I won’t be doing it that way.
The annual updates show the latest capital value of every completed portfolio and their total dividends for each past year.